Bulk-Billing Dentist on the Central Coast

Quality dental care made accessible with convenient bulk-billing options at Bluewater Dental.

Exclusively for Eligible Health Fund Patients

No more out-of-pocket expenses for your check-ups and cleans.

Conveniently located in Tuggerah, Bluewater Dental is committed to making quality dental care more accessible and affordable for eligible insured patients.

We proudly provide bulk-billed, gap-free general dental services, including:

No Gap Dental Central Coast

With no-gap dental care, you can access essential preventive treatments with no out-of-pocket costs, helping reduce the risk of more complex and expensive procedures in the future. Early preventative care also supports young patients in developing strong oral hygiene habits that benefit their long-term dental health.

At Bluewater Dental, we proudly welcome patients from across the beautiful Central Coast, making quality no-gap dental services accessible, affordable, and convenient for local families.

Health Funds and HICAPS

Our streamlined bulk-bill process makes dental care simple and stress-free. Using the convenient HICAPS online portal, we handle direct claims with your health fund on your behalf. If your policy fully covers the treatment, you won’t have any out-of-pocket expenses for eligible services.

At Bluewater Dental, we believe quality dental care should be accessible to everyone, regardless of their health fund provider. While we are preferred providers for Smile.com.au, CBHS, and NIB, we proudly accept all major Australian health funds, including Bupa and HCF, for bulk-billed, gap-free check-ups and professional cleans.

As long as you hold an active Australian health fund membership and have available annual limits, our friendly team will help process your bulk-bill claims quickly and seamlessly.

Gap-Free Children’s Dental Care With the CDBS

We also proudly accept the Child Dental Benefits Schedule (CDBS), helping eligible children aged 2 to 17 access essential dental care in a comfortable and supportive environment.

Under the CDBS program, eligible children can receive up to $1,158 in dental benefits over two consecutive calendar years. Once the benefit period ends, eligibility may renew for the following cycle if criteria continue to be met.

Eligibility Requirements

To qualify for CDBS benefits, your child must:

Eligibility is assessed at the beginning of each calendar year and remains valid for the full year. If a child becomes eligible later in the year, their eligibility is typically backdated to 1 January of that calendar year.

Finance Options Available At Bluewater Dental

At Bluewater Dental, we’re committed to making quality dental care accessible and affordable when you need it most. That’s why we offer a range of flexible payment options and convenient payment plans designed to suit your individual needs.

For added convenience, our practice also features an on-site HICAPS machine for fast and easy health fund claims.

We proudly offer a selection of interest-free payment plan options, including:

ZIP

Offering flexible repayment options and interest free payments, allowing you to get the care you need now.

OpenPay

With no hidden fees or interest, OpenPay allows you to spread out your payments to make larger purchases more affordable.

Afterpay

Pay for your dental services in four equal payments every two weeks, at no additional interest.

DentiCare

In business for over 17 years, DentiCare offers a supportive and convenient way for you to get the dental care you need, whether cosmetic, general or restorative.

DVA Gold

Have a DVA Gold Card through the Department of Veterans Affairs? You could be eligible to receive clinically necessary dental services free of charge.

MediPay

Offering quick online approval in just 10 seconds, you can fill out an easy application to find out if you qualify for this plan.

CDBS Bulk Billing

Eligible families who receive the Family Tax Benefit Part A are encouraged to make dental visits for their children as each child is eligible for up to $1000 worth of bulk-billed restorative and general dental services as a part of the Child Dental Benefits Schedule.

My Super

Feeling stressed by the dental work you need? My Super understands, and wants to help you get the stunning smile you deserve.

Smile.com.au

Reduce your upfront treatment fees by up to 40% as well as flexible instalment payments.

Learn More About Your Payment Options

If you’d like to learn more about the payment plans we offer, our friendly team is always happy to help. Simply give us a call to discuss your options and find a solution that works best for you.

We look forward to welcoming you to Bluewater Dental and helping you achieve a healthy, confident smile.

Contact Us

For more information, our friendly team is just a phone call away. You can also connect with us through Facebook or Instagram, and we’ll be happy to assist with any questions you may have.

We also encourage patients to review our terms and conditions for a complete understanding of our bulk-billing services. If you have private dental insurance, we recommend checking your policy details and available benefits before booking your appointment.